Bellanti Appraisal Group is your FHA certified appraisal company

We confidently state that Bellanti Appraisal Group is an FHA-certified appraisal firm in FL. If you have an FHA-secured mortgage, be sure to contact Bellanti Appraisal Group, as we are approved and certified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Bellanti Appraisal Group is well-trained on how to work in accordance with the rules and regulations provided.

If your home loan is FHA insured, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower defaults on his or her loan obligations. Accessible to all buyers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Buyers with lesser income or less starting capital to put down on a loan are helped the most from FHA loan programs.