Appraisal services for Tampa and Hillsborough County homeowners

Here are the top 7 reasons why FL homeowners call on Bellanti Appraisal Group:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To lower a monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a FL divorce, where real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Do you own a home in or near Tampa? Do you need help deciding the value of your real estate?
Contact Bellanti Appraisal Group.

We at Bellanti Appraisal Group understand the special needs of a consumer in need of appraisal services. Our customary business clients are used to the appraisal process and the usual "products" we deliver to them. As our valued client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Bellanti Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Bellanti Appraisal Group, we're veterans in helping consumers just like you abolish unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Bellanti Appraisal Group is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Bellanti Appraisal Group can provide you with efficient appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned professional double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Bellanti Appraisal Group can help with that too. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.